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What will happen to my debts when I die?

When you pass away, it does not mean that your debts will necessarily disappear. Your creditors — like the banks that issued your vehicle loans, home loans and credit card companies — will be able to make a claim on your estate for the money you owe them. At the end of the day, it's likely that most of these debts will be collected.

Avoiding probate with death beneficiaries

Many Floridians who are estate planning are eager to help their heirs and beneficiaries avoid the probate process. While probate could be unavoidable for certain assets, individuals may be able to use various strategies to prevent the need for probate for some specific assets. One of these strategies involves the use of death beneficiaries.

3 things to remember about a special needs trust

You were extremely happy when you had a child, but you were caught off-guard when your child developed a life-long illness. He'll never be in the "normative" classification, and the likelihood that he could ever care for himself is low. Fortunately, there are options for people like yourself who want to make sure your child is cared for even if you pass away.

The 5 steps of probate

Most Florida residents have never been involved in probate proceedings. However, if your deceased loved one named you as the executor of his or her estate, then this responsibility could fall on your shoulders -- even if you don't know anything about the process.

It's the beginning of 2018: How's your credit card debt looking?

Most people come out of the holiday season with some extra credit card debt. This can be a little scary if you're used to having your debt under control. Whether you needed a extra financial padding to pay for a family trip to visit the in-laws, or your wanted some cash to buy a few more Christmas presents, it's time to get serious about getting your debt levels under control.

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