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January 2016 Archives

A Qualified Income Trust May Be Required To Be Eligible For Medicaid Benefits In Florida.

Many retirees today are finding out that they have too much monthly income to qualify for Florida Medicaid benefits to pay for their long term care. The solution is to set up a Qualified Income Trust also known as a "Miller Trust" as part of your estate planning process.

Community Associations- Watch for 2016 Bills

There are three separate bills that I would like to highlight: HB 667, HB 653, and HB 7031. These bills may have a significant impact on community associations. The 2016 Legislative Session begins next week on January 12, 2016.

Whose Lien Comes First?

Competing real estate lien priority was the issue that the Florida Fourth District Court of Appeal recently issued an opinion on in U.S. Bank National Association v. Grant. The question was whether a homeowner's association lien for unpaid assessments has priority over the lien of the first mortgage lender in a foreclosure proceeding. The appellate court found in favor of the lender as the declaration establishing the homeowner's association lacked specific language indicating that the HOA lien "related back" to the filing of the declaration or had priority over subsequent mortgages.

Bitten by the Business Bug?

Is one of your new year's resolutions to start a new business? Are you looking to scratch that entrepreneurial itch? Do you think that setting up your new business is as simple as filling out a few forms on-line or calling an 800 number? Think again. There are many aspects that you should examine when considering how to start a new business to make sure you get started on the right foot.

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